Call reports 2026
UNION STATE BANK OF EVEREST, THE — 2026
What UNION STATE BANK OF EVEREST, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 430,992,000 | 427,293,000 |
| Total loans | 318,113,000 | 312,767,000 |
| Allowance for loan losses | 4,111,000 | 4,143,000 |
| Securities available for sale | 89,690,000 | 88,837,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 387,329,000 | 382,035,000 |
| Interest-bearing deposits | 304,407,000 | 299,281,000 |
| Noninterest-bearing deposits | 82,922,000 | 82,754,000 |
| Equity capital | 41,636,000 | 43,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,184,000 | 12,407,000 |
| Interest expense | 1,655,000 | 3,287,000 |
| Net interest income | 4,529,000 | 9,120,000 |
| Noninterest income | 561,000 | 1,176,000 |
| Noninterest expense | 3,324,000 | 6,660,000 |
| Provision for loan losses | 58,000 | 84,000 |
| Pretax income | 1,704,000 | 3,593,000 |
| Income tax | 49,000 | 98,000 |
| Net income | 1,655,000 | 3,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,477,000 | 42,726,000 |
| Total capital | 45,529,000 | 46,721,000 |
| Risk-weighted assets | 324,137,000 | 319,480,000 |