Call reports 2024
UNION STATE BANK OF EVEREST, THE — 2024
What UNION STATE BANK OF EVEREST, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 408,041,000 | 413,006,000 | 418,406,000 | 427,156,000 |
| Total loans | 290,559,000 | 298,305,000 | 301,777,000 | 307,465,000 |
| Allowance for loan losses | 3,716,000 | 3,656,000 | 3,611,000 | 3,524,000 |
| Securities available for sale | 98,850,000 | 96,458,000 | 96,744,000 | 94,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,664,000 | 350,809,000 | 348,087,000 | 358,112,000 |
| Interest-bearing deposits | 277,193,000 | 274,245,000 | 274,587,000 | 280,743,000 |
| Noninterest-bearing deposits | 76,471,000 | 76,564,000 | 73,500,000 | 77,369,000 |
| Equity capital | 35,250,000 | 35,743,000 | 38,360,000 | 36,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,024,000 | 10,378,000 | 15,936,000 | 21,677,000 |
| Interest expense | 1,611,000 | 3,389,000 | 5,317,000 | 7,225,000 |
| Net interest income | 3,413,000 | 6,989,000 | 10,619,000 | 14,452,000 |
| Noninterest income | 538,000 | 1,123,000 | 1,716,000 | 2,305,000 |
| Noninterest expense | 3,107,000 | 6,163,000 | 9,247,000 | 12,412,000 |
| Provision for loan losses | 13,000 | 18,000 | 24,000 | 31,000 |
| Pretax income | 828,000 | 1,945,000 | 3,010,000 | 4,281,000 |
| Income tax | 25,000 | 59,000 | 91,000 | 130,000 |
| Net income | 803,000 | 1,886,000 | 2,919,000 | 4,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,671,000 | 38,245,000 | 38,961,000 | 38,544,000 |
| Total capital | 41,390,000 | 41,904,000 | 42,575,000 | 42,071,000 |
| Risk-weighted assets | 300,294,000 | 309,440,000 | 308,577,000 | 316,971,000 |