Call reports 2022
UNION STATE BANK OF EVEREST, THE — 2022
What UNION STATE BANK OF EVEREST, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 403,252,000 | 403,257,000 | 409,305,000 | 422,409,000 |
| Total loans | 248,112,000 | 262,356,000 | 271,736,000 | 281,910,000 |
| Allowance for loan losses | 3,638,000 | 3,601,000 | 3,578,000 | 3,571,000 |
| Securities available for sale | 118,860,000 | 123,586,000 | 116,310,000 | 117,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,215,000 | 365,832,000 | 361,095,000 | 372,961,000 |
| Interest-bearing deposits | 281,775,000 | 280,784,000 | 280,051,000 | 290,805,000 |
| Noninterest-bearing deposits | 85,440,000 | 85,048,000 | 81,044,000 | 82,156,000 |
| Equity capital | 35,713,000 | 32,597,000 | 30,200,000 | 31,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,936,000 | 10,826,000 | 14,915,000 |
| Interest expense | 303,000 | 674,000 | 1,244,000 | 2,048,000 |
| Net interest income | 3,013,000 | 6,262,000 | 9,582,000 | 12,867,000 |
| Noninterest income | 1,069,000 | 1,633,000 | 2,243,000 | 2,752,000 |
| Noninterest expense | 2,747,000 | 5,687,000 | 8,733,000 | 11,869,000 |
| Provision for loan losses | 18,000 | 8,000 | 12,000 | 27,000 |
| Pretax income | 1,316,000 | 2,194,000 | 2,998,000 | 3,688,000 |
| Income tax | -20,000 | 5,000 | 27,000 | 46,000 |
| Net income | 1,336,000 | 2,189,000 | 2,971,000 | 3,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,921,000 | 35,807,000 | 35,950,000 | 35,851,000 |
| Total capital | 39,247,000 | 39,389,000 | 39,528,000 | 39,422,000 |
| Risk-weighted assets | 265,808,000 | 286,575,000 | 288,874,000 | 296,681,000 |