Call reports 2021
UNION STATE BANK OF EVEREST, THE — 2021
What UNION STATE BANK OF EVEREST, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 381,659,000 | 374,212,000 | 374,940,000 | 394,060,000 |
| Total loans | 249,596,000 | 251,898,000 | 250,233,000 | 243,672,000 |
| Allowance for loan losses | 3,844,000 | 3,549,000 | 3,627,000 | 3,623,000 |
| Securities available for sale | 95,897,000 | 99,518,000 | 97,643,000 | 106,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,053,000 | 333,243,000 | 333,375,000 | 355,039,000 |
| Interest-bearing deposits | 267,835,000 | 260,255,000 | 257,045,000 | 275,490,000 |
| Noninterest-bearing deposits | 74,218,000 | 72,988,000 | 76,330,000 | 79,549,000 |
| Equity capital | 38,441,000 | 39,437,000 | 40,416,000 | 38,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,608,000 | 7,646,000 | 11,789,000 | 15,314,000 |
| Interest expense | 321,000 | 646,000 | 949,000 | 1,246,000 |
| Net interest income | 3,287,000 | 7,000,000 | 10,840,000 | 14,068,000 |
| Noninterest income | 504,000 | 1,412,000 | 2,065,000 | 2,601,000 |
| Noninterest expense | 2,494,000 | 5,034,000 | 7,738,000 | 10,657,000 |
| Provision for loan losses | -2,000 | -8,000 | 92,000 | 93,000 |
| Pretax income | 1,307,000 | 3,407,000 | 5,103,000 | 5,960,000 |
| Income tax | -22,000 | 47,000 | 107,000 | 146,000 |
| Net income | 1,329,000 | 3,360,000 | 4,996,000 | 5,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,831,000 | 34,610,000 | 35,657,000 | 34,550,000 |
| Total capital | 37,072,000 | 37,922,000 | 39,004,000 | 37,898,000 |
| Risk-weighted assets | 258,732,000 | 264,759,000 | 267,556,000 | 267,623,000 |