Call reports 2019
UNION STATE BANK OF EVEREST, THE — 2019
What UNION STATE BANK OF EVEREST, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 317,545,000 | 314,925,000 | 307,723,000 | 308,913,000 |
| Total loans | 205,753,000 | 212,608,000 | 211,293,000 | 209,061,000 |
| Allowance for loan losses | 2,987,000 | 3,018,000 | 2,954,000 | 2,993,000 |
| Securities available for sale | 82,038,000 | 81,485,000 | 77,361,000 | 75,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,068,000 | 278,991,000 | 270,711,000 | 271,344,000 |
| Interest-bearing deposits | 221,921,000 | 217,909,000 | 210,493,000 | 220,535,000 |
| Noninterest-bearing deposits | 61,147,000 | 61,082,000 | 60,218,000 | 50,809,000 |
| Equity capital | 33,567,000 | 34,802,000 | 35,708,000 | 36,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,423,000 | 6,900,000 | 10,310,000 | 13,737,000 |
| Interest expense | 501,000 | 1,176,000 | 1,696,000 | 2,214,000 |
| Net interest income | 2,922,000 | 5,724,000 | 8,614,000 | 11,523,000 |
| Noninterest income | 519,000 | 1,107,000 | 1,690,000 | 2,273,000 |
| Noninterest expense | 2,533,000 | 5,019,000 | 7,537,000 | 9,933,000 |
| Provision for loan losses | 5,000 | 10,000 | 4,000 | 13,000 |
| Pretax income | 903,000 | 1,789,000 | 2,752,000 | 4,014,000 |
| Income tax | 36,000 | 70,000 | 101,000 | 151,000 |
| Net income | 867,000 | 1,719,000 | 2,651,000 | 3,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,301,000 | 30,535,000 | 31,019,000 | 32,277,000 |
| Total capital | 33,054,000 | 33,301,000 | 33,762,000 | 35,029,000 |
| Risk-weighted assets | 220,065,000 | 221,052,000 | 219,244,000 | 219,974,000 |