Call reports 2018
UNION STATE BANK OF EVEREST, THE — 2018
What UNION STATE BANK OF EVEREST, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 309,945,000 | 307,682,000 | 307,603,000 | 314,905,000 |
| Total loans | 203,851,000 | 206,211,000 | 211,089,000 | 209,767,000 |
| Allowance for loan losses | 2,991,000 | 3,025,000 | 2,922,000 | 2,940,000 |
| Securities available for sale | 80,076,000 | 83,632,000 | 80,603,000 | 81,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,379,000 | 274,885,000 | 267,870,000 | 281,106,000 |
| Interest-bearing deposits | 224,891,000 | 218,830,000 | 214,878,000 | 225,150,000 |
| Noninterest-bearing deposits | 52,488,000 | 56,055,000 | 52,992,000 | 55,956,000 |
| Equity capital | 31,815,000 | 31,902,000 | 31,629,000 | 33,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,227,000 | 6,526,000 | 9,904,000 | 13,353,000 |
| Interest expense | 438,000 | 895,000 | 1,368,000 | 1,863,000 |
| Net interest income | 2,789,000 | 5,631,000 | 8,536,000 | 11,490,000 |
| Noninterest income | 539,000 | 1,044,000 | 1,612,000 | 2,177,000 |
| Noninterest expense | 2,456,000 | 4,922,000 | 7,416,000 | 9,838,000 |
| Provision for loan losses | 7,000 | -6,000 | -1,000 | 26,000 |
| Pretax income | 865,000 | 1,759,000 | 2,733,000 | 3,803,000 |
| Income tax | 37,000 | 51,000 | 86,000 | 124,000 |
| Net income | 828,000 | 1,708,000 | 2,647,000 | 3,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,977,000 | 29,242,000 | 29,766,000 | 30,571,000 |
| Total capital | 31,666,000 | 31,966,000 | 32,533,000 | 33,355,000 |
| Risk-weighted assets | 214,866,000 | 217,686,000 | 221,171,000 | 222,614,000 |