Call reports 2017
UNION STATE BANK OF EVEREST, THE — 2017
What UNION STATE BANK OF EVEREST, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 310,945,000 | 312,290,000 | 312,571,000 | 311,080,000 |
| Total loans | 212,654,000 | 212,735,000 | 211,061,000 | 213,543,000 |
| Allowance for loan losses | 3,908,000 | 3,047,000 | 3,005,000 | 2,986,000 |
| Securities available for sale | 82,174,000 | 83,023,000 | 85,131,000 | 80,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,235,000 | 275,238,000 | 265,948,000 | 275,928,000 |
| Interest-bearing deposits | 225,586,000 | 227,212,000 | 219,599,000 | 223,365,000 |
| Noninterest-bearing deposits | 50,649,000 | 48,026,000 | 46,349,000 | 52,563,000 |
| Equity capital | 31,096,000 | 32,801,000 | 33,615,000 | 33,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 6,585,000 | 10,350,000 | 13,708,000 |
| Interest expense | 414,000 | 838,000 | 1,296,000 | 1,753,000 |
| Net interest income | 2,829,000 | 5,747,000 | 9,054,000 | 11,955,000 |
| Noninterest income | 778,000 | 1,169,000 | 1,826,000 | 2,332,000 |
| Noninterest expense | 2,287,000 | 4,584,000 | 6,815,000 | 9,839,000 |
| Provision for loan losses | 144,000 | -783,000 | -780,000 | -784,000 |
| Pretax income | 1,176,000 | 3,115,000 | 4,845,000 | 5,207,000 |
| Income tax | 50,000 | 89,000 | 177,000 | 48,000 |
| Net income | 1,126,000 | 3,026,000 | 4,668,000 | 5,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,576,000 | 28,227,000 | 29,283,000 | 29,547,000 |
| Total capital | 30,351,000 | 31,013,000 | 32,038,000 | 32,338,000 |
| Risk-weighted assets | 220,873,000 | 222,637,000 | 220,181,000 | 223,110,000 |