Call reports 2005
UNION STATE BANK OF EVEREST, THE — 2005
What UNION STATE BANK OF EVEREST, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 82,346,000 | 88,595,000 | 95,059,000 | 96,270,000 |
| Total loans | 63,196,000 | 67,019,000 | 71,100,000 | 74,062,000 |
| Allowance for loan losses | 707,000 | 734,000 | 770,000 | 791,000 |
| Securities available for sale | 13,659,000 | 15,986,000 | 17,893,000 | 16,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,816,000 | 70,611,000 | 78,089,000 | 75,141,000 |
| Interest-bearing deposits | 56,847,000 | 63,465,000 | 70,007,000 | 67,362,000 |
| Noninterest-bearing deposits | 7,969,000 | 7,146,000 | 8,082,000 | 7,779,000 |
| Equity capital | 5,645,000 | 5,899,000 | 6,263,000 | 6,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,339,000 | 3,650,000 | 5,040,000 |
| Interest expense | 390,000 | 844,000 | 1,374,000 | 1,992,000 |
| Net interest income | 728,000 | 1,495,000 | 2,276,000 | 3,048,000 |
| Noninterest income | 142,000 | 313,000 | 507,000 | 712,000 |
| Noninterest expense | 659,000 | 1,279,000 | 1,942,000 | 2,621,000 |
| Provision for loan losses | 23,000 | 74,000 | 102,000 | 196,000 |
| Pretax income | 188,000 | 447,000 | 731,000 | 896,000 |
| Income tax | 8,000 | 20,000 | 146,000 | 101,000 |
| Net income | 180,000 | 427,000 | 585,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,678,000 | 5,903,000 | 6,301,000 | 6,501,000 |
| Total capital | 6,385,000 | 6,637,000 | 7,071,000 | 7,292,000 |
| Risk-weighted assets | 58,746,000 | 63,151,000 | 66,661,000 | 69,322,000 |
Machine access — free, no API key
Every figure shown here about UNION STATE BANK OF EVEREST, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.