Call reports 2025
TRUST BANK, THE — 2025
What TRUST BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 45,014,000 | 44,853,000 | 45,212,000 | 44,037,000 |
| Total loans | 21,774,000 | 22,840,000 | 24,130,000 | 22,281,000 |
| Allowance for loan losses | 316,000 | 312,000 | 382,000 | 336,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,067,000 | 1,056,000 | 1,044,000 | 1,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,138,000 | 37,643,000 | 37,835,000 | 36,477,000 |
| Interest-bearing deposits | 22,064,000 | 21,441,000 | 21,375,000 | 21,372,000 |
| Noninterest-bearing deposits | 16,074,000 | 16,202,000 | 16,460,000 | 15,105,000 |
| Equity capital | 6,684,000 | 7,029,000 | 7,180,000 | 6,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,614,000 | 2,430,000 | 3,203,000 |
| Interest expense | 54,000 | 125,000 | 193,000 | 259,000 |
| Net interest income | 727,000 | 1,489,000 | 2,237,000 | 2,944,000 |
| Noninterest income | 72,000 | 272,000 | 317,000 | 500,000 |
| Noninterest expense | 631,000 | 1,248,000 | 1,800,000 | 2,504,000 |
| Provision for loan losses | 0 | 0 | 67,000 | 67,000 |
| Pretax income | 168,000 | 513,000 | 681,000 | 867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 168,000 | 513,000 | 681,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,683,000 | 7,028,000 | 7,180,000 | 6,998,000 |
| Total capital | 6,957,000 | 7,303,000 | 7,458,000 | 7,252,000 |
| Risk-weighted assets | 21,903,000 | 21,963,000 | 22,168,000 | 20,266,000 |