Call reports 2020
TRUST BANK, THE — 2020
What TRUST BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,539,000 | 39,342,000 | 41,198,000 | 42,492,000 |
| Total loans | 24,705,000 | 25,027,000 | 23,152,000 | 23,398,000 |
| Allowance for loan losses | 310,000 | 323,000 | 327,000 | 335,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,970,000 | 1,926,000 | 1,873,000 | 1,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,191,000 | 34,799,000 | 36,604,000 | 37,735,000 |
| Interest-bearing deposits | 22,470,000 | 23,667,000 | 24,016,000 | 23,994,000 |
| Noninterest-bearing deposits | 9,721,000 | 11,132,000 | 12,588,000 | 13,741,000 |
| Equity capital | 4,070,000 | 4,273,000 | 4,345,000 | 4,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,092,000 | 1,568,000 | 2,056,000 |
| Interest expense | 55,000 | 105,000 | 150,000 | 184,000 |
| Net interest income | 473,000 | 987,000 | 1,418,000 | 1,872,000 |
| Noninterest income | 193,000 | 440,000 | 637,000 | 902,000 |
| Noninterest expense | 560,000 | 1,106,000 | 1,661,000 | 2,139,000 |
| Provision for loan losses | -12,000 | 0 | 0 | 0 |
| Pretax income | 118,000 | 321,000 | 394,000 | 635,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 321,000 | 394,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,064,000 | 4,267,000 | 4,340,000 | 4,381,000 |
| Total capital | 4,374,000 | 4,590,000 | 4,643,000 | 4,684,000 |
| Risk-weighted assets | 25,928,000 | 25,945,000 | 24,216,000 | 24,212,000 |