Call reports 2019
TRUST BANK, THE — 2019
What TRUST BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,954,000 | 39,190,000 | 38,436,000 | 38,059,000 |
| Total loans | 23,596,000 | 24,694,000 | 23,251,000 | 24,049,000 |
| Allowance for loan losses | 334,000 | 334,000 | 333,000 | 310,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,132,000 | 2,097,000 | 2,049,000 | 2,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,324,000 | 34,397,000 | 33,911,000 | 33,538,000 |
| Interest-bearing deposits | 26,009,000 | 24,493,000 | 23,535,000 | 24,024,000 |
| Noninterest-bearing deposits | 9,315,000 | 9,904,000 | 10,376,000 | 9,514,000 |
| Equity capital | 4,090,000 | 4,276,000 | 4,200,000 | 3,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,159,000 | 1,734,000 | 2,308,000 |
| Interest expense | 63,000 | 128,000 | 192,000 | 255,000 |
| Net interest income | 556,000 | 1,031,000 | 1,542,000 | 2,053,000 |
| Noninterest income | 135,000 | 399,000 | 62,000 | 275,000 |
| Noninterest expense | 562,000 | 1,114,000 | 1,501,000 | 2,205,000 |
| Provision for loan losses | 0 | 0 | -137,000 | -137,000 |
| Pretax income | 129,000 | 316,000 | 240,000 | 260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 316,000 | 240,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,081,000 | 4,268,000 | 4,192,000 | 3,946,000 |
| Total capital | 4,394,000 | 4,588,000 | 4,493,000 | 4,256,000 |
| Risk-weighted assets | 25,029,000 | 25,605,000 | 24,103,000 | 25,150,000 |