Call reports 2016
TRUST BANK, THE — 2016
What TRUST BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,358,000 | 39,970,000 | 39,350,000 | 38,897,000 |
| Total loans | 24,933,000 | 25,513,000 | 25,080,000 | 25,130,000 |
| Allowance for loan losses | 345,000 | 363,000 | 381,000 | 354,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,613,000 | 2,526,000 | 2,436,000 | 2,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,185,000 | 35,678,000 | 34,859,000 | 34,634,000 |
| Interest-bearing deposits | 23,406,000 | 24,734,000 | 24,041,000 | 23,106,000 |
| Noninterest-bearing deposits | 10,779,000 | 10,944,000 | 10,818,000 | 11,528,000 |
| Equity capital | 3,530,000 | 3,646,000 | 3,729,000 | 3,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,078,000 | 1,612,000 | 2,152,000 |
| Interest expense | 40,000 | 86,000 | 134,000 | 176,000 |
| Net interest income | 494,000 | 992,000 | 1,478,000 | 1,976,000 |
| Noninterest income | 161,000 | 291,000 | 402,000 | 383,000 |
| Noninterest expense | 484,000 | 977,000 | 1,472,000 | 2,028,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 148,000 |
| Pretax income | 153,000 | 270,000 | 354,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 270,000 | 354,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,510,000 | 3,627,000 | 3,711,000 | 3,315,000 |
| Total capital | 3,823,000 | 3,948,000 | 4,023,000 | 3,626,000 |
| Risk-weighted assets | 25,008,000 | 25,650,000 | 24,856,000 | 24,856,000 |