Call reports 2024
FRONTIER STATE BANK — 2024
What FRONTIER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 548,832,000 | 530,534,000 | 535,498,000 | 535,539,000 |
| Total loans | 424,526,000 | 427,850,000 | 426,472,000 | 430,112,000 |
| Allowance for loan losses | 5,736,000 | 5,764,000 | 5,784,000 | 5,801,000 |
| Securities available for sale | 49,716,000 | 52,083,000 | 52,371,000 | 52,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,143,000 | 449,050,000 | 470,030,000 | 455,216,000 |
| Interest-bearing deposits | 439,736,000 | 402,677,000 | 421,008,000 | 402,832,000 |
| Noninterest-bearing deposits | 45,407,000 | 46,373,000 | 49,022,000 | 52,384,000 |
| Equity capital | 61,714,000 | 61,921,000 | 63,442,000 | 64,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,903,000 | 18,023,000 | 27,163,000 | 36,163,000 |
| Interest expense | 5,008,000 | 10,082,000 | 14,998,000 | 19,670,000 |
| Net interest income | 3,895,000 | 7,941,000 | 12,165,000 | 16,493,000 |
| Noninterest income | 100,000 | 194,000 | 290,000 | 378,000 |
| Noninterest expense | 2,104,000 | 4,283,000 | 6,446,000 | 8,568,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,793,000 | 3,676,000 | 5,835,000 | 8,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,793,000 | 3,676,000 | 5,835,000 | 8,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,897,000 | 66,780,000 | 66,940,000 | 67,134,000 |
| Total capital | 72,831,000 | 72,817,000 | 73,072,000 | — |
| Risk-weighted assets | 499,211,000 | 502,212,000 | 494,041,000 | — |