Call reports 2023
FRONTIER STATE BANK — 2023
What FRONTIER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 491,890,000 | 507,810,000 | 492,872,000 | 530,334,000 |
| Total loans | 382,103,000 | 375,644,000 | 385,777,000 | 419,795,000 |
| Allowance for loan losses | 5,437,000 | 5,545,000 | 5,647,000 | 5,622,000 |
| Securities available for sale | 51,436,000 | 48,993,000 | 48,329,000 | 48,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,692,000 | 412,957,000 | 432,281,000 | 454,177,000 |
| Interest-bearing deposits | 359,619,000 | 352,468,000 | 381,045,000 | 399,467,000 |
| Noninterest-bearing deposits | 57,073,000 | 60,489,000 | 51,236,000 | 54,710,000 |
| Equity capital | 64,500,000 | 61,298,000 | 59,327,000 | 59,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,995,000 | 14,464,000 | 22,373,000 | 30,624,000 |
| Interest expense | 2,437,000 | 5,560,000 | 9,347,000 | 13,746,000 |
| Net interest income | 4,558,000 | 8,904,000 | 13,026,000 | 16,878,000 |
| Noninterest income | 76,000 | 197,000 | 331,000 | 443,000 |
| Noninterest expense | 2,118,000 | 4,232,000 | 6,226,000 | 8,189,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 177,000 |
| Pretax income | 2,466,000 | 4,712,000 | 6,839,000 | 8,855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,466,000 | 4,712,000 | 6,839,000 | 8,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,715,000 | 66,961,000 | 65,088,000 | 65,104,000 |
| Total capital | 74,152,000 | 72,506,000 | 70,735,000 | 70,849,000 |
| Risk-weighted assets | 446,159,000 | 443,498,000 | 461,520,000 | 496,150,000 |
Machine access — free, no API key
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