Call reports 2022
FRONTIER STATE BANK — 2022
What FRONTIER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 494,757,000 | 468,617,000 | 476,311,000 | 487,966,000 |
| Total loans | 302,366,000 | 342,250,000 | 357,541,000 | 369,366,000 |
| Allowance for loan losses | 5,131,000 | 5,303,000 | 5,303,000 | 5,321,000 |
| Securities available for sale | 47,795,000 | 55,386,000 | 52,776,000 | 52,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,503,000 | 399,356,000 | 401,357,000 | 415,794,000 |
| Interest-bearing deposits | 354,708,000 | 340,992,000 | 342,035,000 | 359,289,000 |
| Noninterest-bearing deposits | 62,796,000 | 58,364,000 | 59,322,000 | 56,505,000 |
| Equity capital | 71,835,000 | 68,368,000 | 63,920,000 | 61,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,106,000 | 9,659,000 | 15,510,000 | 22,021,000 |
| Interest expense | 552,000 | 1,247,000 | 2,300,000 | 4,132,000 |
| Net interest income | 4,554,000 | 8,412,000 | 13,210,000 | 17,889,000 |
| Noninterest income | 5,219,000 | 6,968,000 | 7,135,000 | 7,542,000 |
| Noninterest expense | 1,972,000 | 3,920,000 | 6,798,000 | 8,926,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 7,726,000 | 11,063,000 | 13,064,000 | 16,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,726,000 | 11,063,000 | 13,064,000 | 16,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,950,000 | 71,287,000 | 68,289,000 | 66,250,000 |
| Total capital | 77,861,000 | 76,433,000 | 73,558,000 | 71,571,000 |
| Risk-weighted assets | 392,551,000 | 411,520,000 | 421,456,000 | 427,346,000 |
Machine access — free, no API key
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