Call reports 2021
FRONTIER STATE BANK — 2021
What FRONTIER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 547,633,000 | 510,720,000 | 473,089,000 | 464,820,000 |
| Total loans | 365,609,000 | 351,370,000 | 333,592,000 | 334,611,000 |
| Allowance for loan losses | 5,221,000 | 4,830,000 | 4,922,000 | 4,977,000 |
| Securities available for sale | 34,212,000 | 33,678,000 | 34,312,000 | 33,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,798,000 | 391,523,000 | 384,741,000 | 391,211,000 |
| Interest-bearing deposits | 345,797,000 | 332,667,000 | 328,930,000 | 339,440,000 |
| Noninterest-bearing deposits | 55,001,000 | 58,856,000 | 55,811,000 | 51,772,000 |
| Equity capital | 78,157,000 | 78,182,000 | 80,241,000 | 67,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,538,000 | 10,677,000 | 15,616,000 | 20,391,000 |
| Interest expense | 1,172,000 | 2,368,000 | 3,242,000 | 3,783,000 |
| Net interest income | 4,366,000 | 8,309,000 | 12,374,000 | 16,608,000 |
| Noninterest income | 153,000 | 245,000 | 337,000 | 566,000 |
| Noninterest expense | 2,023,000 | 3,980,000 | 5,925,000 | 7,743,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,421,000 | 4,424,000 | 6,603,000 | 9,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,421,000 | 4,424,000 | 6,603,000 | 9,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,871,000 | 78,474,000 | 80,654,000 | 68,224,000 |
| Total capital | 84,092,000 | 83,304,000 | 85,576,000 | 73,200,000 |
| Risk-weighted assets | 439,565,000 | 428,346,000 | 405,721,000 | 409,912,000 |
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