Call reports 2020
FRONTIER STATE BANK — 2020
What FRONTIER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 578,455,000 | 612,817,000 | 614,345,000 | 537,341,000 |
| Total loans | 387,819,000 | 411,124,000 | 402,114,000 | 368,310,000 |
| Allowance for loan losses | 4,404,000 | 4,924,000 | 5,129,000 | 5,073,000 |
| Securities available for sale | 72,544,000 | 82,549,000 | 76,128,000 | 35,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,011,000 | 380,732,000 | 384,160,000 | 390,511,000 |
| Interest-bearing deposits | 318,059,000 | 331,122,000 | 334,053,000 | 340,025,000 |
| Noninterest-bearing deposits | 37,952,000 | 49,610,000 | 50,107,000 | 50,486,000 |
| Equity capital | 75,582,000 | 77,342,000 | 78,609,000 | 77,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,223,000 | 12,340,000 | 18,187,000 | 23,835,000 |
| Interest expense | 2,556,000 | 4,702,000 | 6,551,000 | 8,698,000 |
| Net interest income | 3,667,000 | 7,638,000 | 11,636,000 | 15,137,000 |
| Noninterest income | 427,000 | 504,000 | 1,369,000 | 1,745,000 |
| Noninterest expense | 2,645,000 | 4,598,000 | 6,674,000 | 9,144,000 |
| Provision for loan losses | 82,000 | 580,000 | 759,000 | 989,000 |
| Pretax income | 1,635,000 | 3,939,000 | 6,581,000 | 8,762,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,635,000 | 3,939,000 | 6,581,000 | 8,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,324,000 | 78,627,000 | 79,270,000 | 78,452,000 |
| Total capital | 81,728,000 | 83,551,000 | 84,399,000 | 83,525,000 |
| Risk-weighted assets | 456,414,000 | 484,339,000 | 472,763,000 | 442,131,000 |
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