Call reports 2019
FRONTIER STATE BANK — 2019
What FRONTIER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 628,136,000 | 604,264,000 | 590,822,000 | 561,563,000 |
| Total loans | 385,023,000 | 391,159,000 | 396,745,000 | 384,095,000 |
| Allowance for loan losses | 5,609,000 | 5,698,000 | 4,750,000 | 4,610,000 |
| Securities available for sale | 103,696,000 | 95,840,000 | 83,261,000 | 81,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,966,000 | 384,475,000 | 370,390,000 | 340,307,000 |
| Interest-bearing deposits | 371,755,000 | 349,929,000 | 333,403,000 | 302,160,000 |
| Noninterest-bearing deposits | 39,211,000 | 34,546,000 | 36,987,000 | 38,147,000 |
| Equity capital | 70,511,000 | 72,839,000 | 73,476,000 | 74,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,900,000 | 13,883,000 | 20,765,000 | 27,434,000 |
| Interest expense | 3,417,000 | 6,878,000 | 10,142,000 | 13,028,000 |
| Net interest income | 3,483,000 | 7,005,000 | 10,623,000 | 14,406,000 |
| Noninterest income | 80,000 | 169,000 | 242,000 | 316,000 |
| Noninterest expense | 2,734,000 | 5,543,000 | 7,801,000 | 10,165,000 |
| Provision for loan losses | 0 | 0 | 954,000 | 1,436,000 |
| Pretax income | 829,000 | 1,819,000 | 2,585,000 | 3,596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 829,000 | 1,819,000 | 2,585,000 | 3,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,921,000 | 73,912,000 | 74,678,000 | 75,688,000 |
| Total capital | 78,530,000 | 79,610,000 | 79,428,000 | 80,298,000 |
| Risk-weighted assets | 454,094,000 | 458,494,000 | 460,028,000 | 448,846,000 |
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