Call reports 2018
FRONTIER STATE BANK — 2018
What FRONTIER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 602,981,000 | 613,007,000 | 621,402,000 | 604,016,000 |
| Total loans | 403,149,000 | 412,687,000 | 401,146,000 | 401,190,000 |
| Allowance for loan losses | 5,652,000 | 5,524,000 | 5,317,000 | 5,584,000 |
| Securities available for sale | 88,120,000 | 88,266,000 | 91,433,000 | 96,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,113,000 | 393,453,000 | 400,658,000 | 389,785,000 |
| Interest-bearing deposits | 350,342,000 | 358,859,000 | 368,647,000 | 357,000,000 |
| Noninterest-bearing deposits | 31,770,000 | 34,594,000 | 32,011,000 | 32,785,000 |
| Equity capital | 74,398,000 | 72,532,000 | 73,166,000 | 67,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,546,000 | 13,038,000 | 20,313,000 | 27,331,000 |
| Interest expense | 2,450,000 | 5,155,000 | 8,164,000 | 11,383,000 |
| Net interest income | 4,096,000 | 7,883,000 | 12,149,000 | 15,948,000 |
| Noninterest income | 110,000 | 194,000 | 299,000 | 385,000 |
| Noninterest expense | 3,188,000 | 6,196,000 | 8,969,000 | 11,765,000 |
| Provision for loan losses | 0 | 180,000 | 625,000 | 5,325,000 |
| Pretax income | 1,109,000 | 1,792,000 | 2,945,000 | -666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,109,000 | 1,792,000 | 2,945,000 | -666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,268,000 | 76,051,000 | 77,204,000 | 72,092,000 |
| Total capital | 81,920,000 | 81,575,000 | 82,521,000 | 77,676,000 |
| Risk-weighted assets | 473,307,000 | 474,333,000 | 451,619,000 | 461,634,000 |