Call reports 2017
FRONTIER STATE BANK — 2017
What FRONTIER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 641,121,000 | 628,928,000 | 607,303,000 | 627,437,000 |
| Total loans | 415,436,000 | 404,126,000 | 413,800,000 | 421,086,000 |
| Allowance for loan losses | 6,803,000 | 6,063,000 | 6,284,000 | 5,621,000 |
| Securities available for sale | 71,823,000 | 77,139,000 | 74,923,000 | 79,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,001,000 | 413,373,000 | 390,292,000 | 406,052,000 |
| Interest-bearing deposits | 391,231,000 | 378,740,000 | 358,884,000 | 372,501,000 |
| Noninterest-bearing deposits | 32,770,000 | 34,633,000 | 31,408,000 | 33,551,000 |
| Equity capital | 70,372,000 | 68,395,000 | 69,169,000 | 74,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,883,000 | 11,880,000 | 18,095,000 | 24,558,000 |
| Interest expense | 2,083,000 | 4,272,000 | 6,556,000 | 8,926,000 |
| Net interest income | 3,800,000 | 7,608,000 | 11,539,000 | 15,632,000 |
| Noninterest income | 164,000 | 262,000 | 377,000 | 481,000 |
| Noninterest expense | 3,148,000 | 6,650,000 | 9,944,000 | 12,952,000 |
| Provision for loan losses | 343,000 | 2,826,000 | 2,937,000 | 3,380,000 |
| Pretax income | 473,000 | -1,590,000 | -804,000 | -58,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | -1,590,000 | -804,000 | -58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,690,000 | 68,627,000 | 69,413,000 | 75,159,000 |
| Total capital | 76,815,000 | 74,690,000 | 75,662,000 | 80,780,000 |
| Risk-weighted assets | 489,331,000 | 486,489,000 | 499,857,000 | 500,866,000 |