Call reports 2016
STONEGATE BANK — 2016
What STONEGATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,455,843,000 | 2,404,896,000 | 2,937,147,000 | 2,903,065,000 |
| Total loans | 1,886,147,000 | 1,964,112,000 | 2,292,891,000 | 2,274,936,000 |
| Allowance for loan losses | 18,494,000 | 18,595,000 | 18,749,000 | 18,888,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 110,067,000 | 108,139,000 | 116,245,000 | 116,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,090,795,000 | 2,035,038,000 | 2,491,990,000 | 2,449,372,000 |
| Interest-bearing deposits | 1,662,613,000 | 1,607,058,000 | 1,936,795,000 | 1,937,562,000 |
| Noninterest-bearing deposits | 428,182,000 | 427,980,000 | 555,195,000 | 511,810,000 |
| Equity capital | 289,520,000 | 296,961,000 | 346,110,000 | 355,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,037,000 | 47,115,000 | 71,803,000 | 101,721,000 |
| Interest expense | 2,401,000 | 4,890,000 | 7,562,000 | 10,836,000 |
| Net interest income | 20,636,000 | 42,225,000 | 64,241,000 | 90,885,000 |
| Noninterest income | 2,273,000 | 4,012,000 | 6,079,000 | 8,504,000 |
| Noninterest expense | 12,524,000 | 25,319,000 | 39,070,000 | 55,936,000 |
| Provision for loan losses | 193,000 | 193,000 | 193,000 | 193,000 |
| Pretax income | 10,192,000 | 20,725,000 | 31,057,000 | 43,260,000 |
| Income tax | 3,496,000 | 7,342,000 | 11,118,000 | 14,325,000 |
| Net income | 6,696,000 | 13,383,000 | 19,939,000 | 28,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,279,000 | 246,783,000 | 279,333,000 | 285,445,000 |
| Total capital | 257,773,000 | 265,378,000 | 306,278,000 | 312,583,000 |
| Risk-weighted assets | 2,120,101,000 | 2,218,236,000 | 2,628,770,000 | 2,604,848,000 |