Call reports 2015
STONEGATE BANK — 2015
What STONEGATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,256,600,000 | 2,273,257,000 | 2,313,017,000 | 2,381,155,000 |
| Total loans | 1,733,250,000 | 1,781,088,000 | 1,838,099,000 | 1,857,570,000 |
| Allowance for loan losses | 16,767,000 | 17,414,000 | 18,023,000 | 18,149,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 105,813,000 | 108,369,000 | 105,711,000 | 106,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,904,284,000 | 1,931,603,000 | 1,952,594,000 | 2,025,346,000 |
| Interest-bearing deposits | 1,537,094,000 | 1,529,069,000 | 1,561,759,000 | 1,628,801,000 |
| Noninterest-bearing deposits | 367,190,000 | 402,534,000 | 390,835,000 | 396,545,000 |
| Equity capital | 273,949,000 | 267,182,000 | 274,153,000 | 282,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 22,056,000 | 45,680,000 | 70,180,000 | 93,887,000 |
| Interest expense | 2,121,000 | 4,048,000 | 6,175,000 | 8,439,000 |
| Net interest income | 19,935,000 | 41,632,000 | 64,005,000 | 85,448,000 |
| Noninterest income | 1,446,000 | 3,057,000 | 4,740,000 | 7,229,000 |
| Noninterest expense | 13,449,000 | 26,732,000 | 39,154,000 | 51,471,000 |
| Provision for loan losses | 0 | 550,000 | 1,393,000 | 1,693,000 |
| Pretax income | 7,940,000 | 17,415,000 | 28,206,000 | 39,521,000 |
| Income tax | 2,920,000 | 6,357,000 | 10,311,000 | 14,362,000 |
| Net income | 5,020,000 | 11,058,000 | 17,895,000 | 25,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,629,000 | 216,441,000 | 223,830,000 | 232,192,000 |
| Total capital | 243,397,000 | 233,855,000 | 241,853,000 | 250,341,000 |
| Risk-weighted assets | 1,973,972,000 | 2,025,206,000 | 2,096,220,000 | 2,110,802,000 |