Call reports 2013
STONEGATE BANK — 2013
What STONEGATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,040,247,000 | 1,094,735,000 | 1,087,038,000 | 1,119,984,000 |
| Total loans | 724,493,000 | 748,249,000 | 780,207,000 | 812,010,000 |
| Allowance for loan losses | 16,148,000 | 16,523,000 | 16,727,000 | 17,307,000 |
| Securities available for sale | 106,261,000 | 94,719,000 | 7,575,000 | 0 |
| Securities held to maturity | 0 | 0 | 63,601,000 | 71,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 846,453,000 | 896,953,000 | 889,653,000 | 935,652,000 |
| Interest-bearing deposits | 709,165,000 | 755,316,000 | 736,522,000 | 752,481,000 |
| Noninterest-bearing deposits | 137,288,000 | 141,637,000 | 153,131,000 | 183,171,000 |
| Equity capital | 127,646,000 | 127,149,000 | 128,943,000 | 131,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,043,000 | 20,902,000 | 31,757,000 | 42,815,000 |
| Interest expense | 1,723,000 | 3,509,000 | 5,152,000 | 6,672,000 |
| Net interest income | 8,320,000 | 17,393,000 | 26,605,000 | 36,143,000 |
| Noninterest income | 828,000 | 1,563,000 | 2,298,000 | 4,409,000 |
| Noninterest expense | 6,036,000 | 11,730,000 | 17,833,000 | 24,403,000 |
| Provision for loan losses | 273,000 | 996,000 | 1,376,000 | 2,444,000 |
| Pretax income | 3,584,000 | 7,135,000 | 10,596,000 | 14,607,000 |
| Income tax | 1,291,000 | 2,577,000 | 3,819,000 | 5,290,000 |
| Net income | 2,293,000 | 4,558,000 | 6,777,000 | 9,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,794,000 | 127,965,000 | 130,084,000 | 132,520,000 |
| Total capital | 135,609,000 | 138,198,000 | 140,527,000 | 143,459,000 |
| Risk-weighted assets | 778,729,000 | 812,252,000 | 829,021,000 | 868,565,000 |