Call reports 2012
STONEGATE BANK — 2012
What STONEGATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 899,935,000 | 906,352,000 | 942,229,000 | 944,778,000 |
| Total loans | 633,660,000 | 676,550,000 | 691,590,000 | 731,772,000 |
| Allowance for loan losses | 15,091,000 | 16,201,000 | 16,334,000 | 15,890,000 |
| Securities available for sale | 126,895,000 | 120,508,000 | 116,345,000 | 112,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 712,388,000 | 723,231,000 | 747,676,000 | 746,314,000 |
| Interest-bearing deposits | 592,867,000 | 603,688,000 | 615,462,000 | 619,376,000 |
| Noninterest-bearing deposits | 119,521,000 | 119,543,000 | 132,214,000 | 126,938,000 |
| Equity capital | 119,787,000 | 122,179,000 | 125,191,000 | 126,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,862,000 | 19,955,000 | 30,742,000 | 43,015,000 |
| Interest expense | 1,883,000 | 3,751,000 | 5,572,000 | 7,437,000 |
| Net interest income | 7,979,000 | 16,204,000 | 25,170,000 | 35,578,000 |
| Noninterest income | 1,059,000 | 2,109,000 | 2,865,000 | 3,527,000 |
| Noninterest expense | 5,825,000 | 11,459,000 | 17,344,000 | 23,154,000 |
| Provision for loan losses | 957,000 | 1,898,000 | 2,546,000 | 4,378,000 |
| Pretax income | 3,559,000 | 7,057,000 | 10,886,000 | 14,548,000 |
| Income tax | 1,317,000 | 2,566,000 | 3,968,000 | 5,466,000 |
| Net income | 2,242,000 | 4,491,000 | 6,918,000 | 9,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,757,000 | 118,928,000 | 121,570,000 | 123,623,000 |
| Total capital | 125,444,000 | 128,105,000 | 130,862,000 | 133,267,000 |
| Risk-weighted assets | 688,424,000 | 727,056,000 | 736,245,000 | 765,165,000 |