Call reports 2011
STONEGATE BANK — 2011
What STONEGATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 761,841,000 | 839,384,000 | 847,909,000 | 854,952,000 |
| Total loans | 512,689,000 | 575,481,000 | 584,094,000 | 600,583,000 |
| Allowance for loan losses | 10,808,000 | 11,234,000 | 11,960,000 | 14,403,000 |
| Securities available for sale | 147,888,000 | 135,255,000 | 139,211,000 | 138,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,106,000 | 670,084,000 | 669,041,000 | 674,107,000 |
| Interest-bearing deposits | 516,266,000 | 584,172,000 | 579,646,000 | 571,853,000 |
| Noninterest-bearing deposits | 74,840,000 | 85,912,000 | 89,395,000 | 102,254,000 |
| Equity capital | 104,204,000 | 111,864,000 | 114,994,000 | 118,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,939,000 | 17,311,000 | 27,259,000 | 37,865,000 |
| Interest expense | 1,909,000 | 3,885,000 | 6,043,000 | 7,985,000 |
| Net interest income | 6,030,000 | 13,426,000 | 21,216,000 | 29,880,000 |
| Noninterest income | 1,000,000 | 16,315,000 | 17,134,000 | 21,408,000 |
| Noninterest expense | 4,395,000 | 11,567,000 | 17,231,000 | 23,685,000 |
| Provision for loan losses | 711,000 | 7,391,000 | 8,013,000 | 12,263,000 |
| Pretax income | 2,264,000 | 11,143,000 | 13,581,000 | 15,931,000 |
| Income tax | 816,000 | 3,959,000 | 4,837,000 | 4,387,000 |
| Net income | 1,448,000 | 7,184,000 | 8,744,000 | 11,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,437,000 | 109,809,000 | 111,536,000 | 114,255,000 |
| Total capital | 111,399,000 | 117,811,000 | 119,559,000 | 122,539,000 |
| Risk-weighted assets | 553,127,000 | 636,904,000 | 637,912,000 | 656,511,000 |