Call reports 2025
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2025
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 214,256,000 | 213,800,000 | 213,301,000 | 233,415,000 |
| Total loans | 60,348,000 | 62,282,000 | 65,463,000 | 65,691,000 |
| Allowance for loan losses | 629,000 | 632,000 | 640,000 | 648,000 |
| Securities available for sale | 134,744,000 | 131,147,000 | 127,544,000 | 131,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,791,000 | 199,406,000 | 197,376,000 | 215,570,000 |
| Interest-bearing deposits | 144,410,000 | 135,666,000 | 134,361,000 | 148,081,000 |
| Noninterest-bearing deposits | 57,381,000 | 63,740,000 | 63,015,000 | 67,489,000 |
| Equity capital | 10,559,000 | 12,501,000 | 14,134,000 | 15,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,822,000 | 5,715,000 | 7,781,000 |
| Interest expense | 832,000 | 1,596,000 | 2,335,000 | 3,086,000 |
| Net interest income | 1,105,000 | 2,226,000 | 3,380,000 | 4,695,000 |
| Noninterest income | 583,000 | 1,237,000 | 1,884,000 | 2,585,000 |
| Noninterest expense | 1,264,000 | 2,520,000 | 3,788,000 | 5,090,000 |
| Provision for loan losses | 8,000 | 11,000 | 18,000 | 26,000 |
| Pretax income | 416,000 | 928,000 | 1,433,000 | 2,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 416,000 | 928,000 | 1,433,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,443,000 | 27,659,000 | 27,804,000 | 28,005,000 |
| Total capital | 28,087,000 | 28,312,000 | 28,464,000 | 28,673,000 |
| Risk-weighted assets | 84,971,000 | 85,704,000 | 89,343,000 | 92,600,000 |