Call reports 2024
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2024
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 205,443,000 | 211,581,000 | 218,404,000 | 219,270,000 |
| Total loans | 60,798,000 | 59,849,000 | 62,265,000 | 60,567,000 |
| Allowance for loan losses | 597,000 | 608,000 | 605,000 | 617,000 |
| Securities available for sale | 121,331,000 | 124,999,000 | 126,975,000 | 129,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,760,000 | 202,517,000 | 204,723,000 | 209,637,000 |
| Interest-bearing deposits | 141,849,000 | 140,488,000 | 143,618,000 | 146,919,000 |
| Noninterest-bearing deposits | 55,911,000 | 62,029,000 | 61,105,000 | 62,718,000 |
| Equity capital | 6,086,000 | 7,324,000 | 12,000,000 | 7,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,462,000 | 5,287,000 | 7,216,000 |
| Interest expense | 782,000 | 1,589,000 | 2,443,000 | 3,284,000 |
| Net interest income | 951,000 | 1,873,000 | 2,844,000 | 3,932,000 |
| Noninterest income | 532,000 | 1,101,000 | 1,673,000 | 2,296,000 |
| Noninterest expense | 1,208,000 | 2,373,000 | 3,542,000 | 4,738,000 |
| Provision for loan losses | 8,000 | 15,000 | 7,000 | 15,000 |
| Pretax income | 204,000 | 523,000 | 890,000 | 1,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 523,000 | 890,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,841,000 | 27,033,000 | 27,208,000 | 27,291,000 |
| Total capital | 27,438,000 | 27,641,000 | 27,827,000 | 27,923,000 |
| Risk-weighted assets | 88,386,000 | 87,543,000 | 90,200,000 | 88,108,000 |