Call reports 2023
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2023
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 208,999,000 | 208,941,000 | 207,660,000 | 212,676,000 |
| Total loans | 57,818,000 | 61,935,000 | 62,280,000 | 61,235,000 |
| Allowance for loan losses | 569,000 | 575,000 | 583,000 | 586,000 |
| Securities available for sale | 137,334,000 | 130,175,000 | 121,486,000 | 124,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,776,000 | 190,941,000 | 192,734,000 | 203,885,000 |
| Interest-bearing deposits | 145,079,000 | 133,323,000 | 135,722,000 | 145,044,000 |
| Noninterest-bearing deposits | 56,697,000 | 57,618,000 | 57,012,000 | 58,841,000 |
| Equity capital | 5,677,000 | 5,310,000 | 514,000 | 7,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 2,943,000 | 4,526,000 | 6,210,000 |
| Interest expense | 333,000 | 790,000 | 1,417,000 | 2,174,000 |
| Net interest income | 1,151,000 | 2,153,000 | 3,109,000 | 4,036,000 |
| Noninterest income | 578,000 | 1,160,000 | 1,664,000 | 2,206,000 |
| Noninterest expense | 1,163,000 | 2,386,000 | 3,571,000 | 4,754,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 385,000 | 736,000 | 1,003,000 | 1,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 385,000 | 736,000 | 1,003,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,298,000 | 26,353,000 | 26,518,000 | 26,701,000 |
| Total capital | 26,867,000 | 26,928,000 | 27,101,000 | 27,287,000 |
| Risk-weighted assets | 87,706,000 | 91,190,000 | 91,718,000 | 90,156,000 |