Call reports 2021
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2021
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 207,779,000 | 224,509,000 | 232,999,000 | 247,931,000 |
| Total loans | 57,927,000 | 57,965,000 | 49,598,000 | 50,550,000 |
| Allowance for loan losses | 509,000 | 517,000 | 524,000 | 532,000 |
| Securities available for sale | 129,389,000 | 137,805,000 | 162,355,000 | 176,010,000 |
| Securities held to maturity | 605,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,099,000 | 197,445,000 | 206,125,000 | 221,221,000 |
| Interest-bearing deposits | 122,888,000 | 137,320,000 | 143,253,000 | 154,909,000 |
| Noninterest-bearing deposits | 57,211,000 | 60,125,000 | 62,872,000 | 66,312,000 |
| Equity capital | 26,240,000 | 25,825,000 | 25,577,000 | 24,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,436,000 | 3,571,000 | 4,736,000 |
| Interest expense | 143,000 | 280,000 | 406,000 | 525,000 |
| Net interest income | 1,140,000 | 2,156,000 | 3,165,000 | 4,211,000 |
| Noninterest income | 507,000 | 1,054,000 | 1,695,000 | 2,391,000 |
| Noninterest expense | 1,082,000 | 2,211,000 | 3,310,000 | 4,433,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 557,000 | 909,000 | 1,452,000 | 2,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 909,000 | 1,452,000 | 2,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,996,000 | 25,084,000 | 25,338,000 | 25,364,000 |
| Total capital | 25,505,000 | 25,601,000 | 25,862,000 | 25,896,000 |
| Risk-weighted assets | 78,539,000 | 78,852,000 | 82,555,000 | 86,842,000 |