Call reports 2020
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2020
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 176,484,000 | 196,078,000 | 198,050,000 | 209,918,000 |
| Total loans | 48,992,000 | 60,719,000 | 60,104,000 | 54,517,000 |
| Allowance for loan losses | 481,000 | 486,000 | 495,000 | 503,000 |
| Securities available for sale | 106,687,000 | 114,888,000 | 114,795,000 | 127,643,000 |
| Securities held to maturity | 1,320,000 | 1,225,000 | 905,000 | 905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,233,000 | 167,072,000 | 169,156,000 | 180,917,000 |
| Interest-bearing deposits | 109,500,000 | 112,736,000 | 116,396,000 | 126,277,000 |
| Noninterest-bearing deposits | 37,733,000 | 54,336,000 | 52,760,000 | 54,640,000 |
| Equity capital | 27,883,000 | 27,937,000 | 27,655,000 | 27,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,927,000 | 4,097,000 | 5,145,000 |
| Interest expense | 190,000 | 373,000 | 542,000 | 697,000 |
| Net interest income | 1,158,000 | 2,554,000 | 3,555,000 | 4,448,000 |
| Noninterest income | 328,000 | 588,000 | 1,045,000 | 1,504,000 |
| Noninterest expense | 985,000 | 1,965,000 | 2,947,000 | 3,990,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 614,000 | 1,283,000 | 1,751,000 | 2,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 614,000 | 1,283,000 | 1,751,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,304,000 | 24,744,000 | 24,789,000 | 24,728,000 |
| Total capital | 24,785,000 | 25,230,000 | 25,284,000 | 25,231,000 |
| Risk-weighted assets | 73,932,000 | 87,089,000 | 76,113,000 | 78,887,000 |