Call reports 2019
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2019
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 169,058,000 | 167,487,000 | 165,007,000 | 174,394,000 |
| Total loans | 46,702,000 | 47,290,000 | 49,383,000 | 44,734,000 |
| Allowance for loan losses | 468,000 | 465,000 | 471,000 | 476,000 |
| Securities available for sale | 104,534,000 | 103,584,000 | 99,328,000 | 104,460,000 |
| Securities held to maturity | 3,032,000 | 2,057,000 | 1,657,000 | 1,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,390,000 | 141,977,000 | 138,856,000 | 147,520,000 |
| Interest-bearing deposits | 106,901,000 | 105,028,000 | 103,694,000 | 108,977,000 |
| Noninterest-bearing deposits | 32,489,000 | 36,949,000 | 35,162,000 | 38,543,000 |
| Equity capital | 23,389,000 | 24,508,000 | 24,964,000 | 25,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,707,000 | 4,006,000 | 5,291,000 |
| Interest expense | 251,000 | 476,000 | 685,000 | 875,000 |
| Net interest income | 1,128,000 | 2,231,000 | 3,321,000 | 4,416,000 |
| Noninterest income | 431,000 | 792,000 | 1,119,000 | 1,476,000 |
| Noninterest expense | 950,000 | 1,872,000 | 2,769,000 | 3,675,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 603,000 | 1,127,000 | 1,652,000 | 2,222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 603,000 | 1,127,000 | 1,652,000 | 2,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,561,000 | 23,691,000 | 23,875,000 | 24,052,000 |
| Total capital | 24,029,000 | 24,156,000 | 24,346,000 | 24,528,000 |
| Risk-weighted assets | 70,862,000 | 70,865,000 | 70,823,000 | 70,364,000 |