Call reports 2018
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2018
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 180,474,000 | 175,081,000 | 170,474,000 | 174,653,000 |
| Total loans | 40,603,000 | 40,846,000 | 38,932,000 | 44,747,000 |
| Allowance for loan losses | 456,000 | 463,000 | 470,000 | 477,000 |
| Securities available for sale | 111,574,000 | 101,208,000 | 107,243,000 | 105,755,000 |
| Securities held to maturity | 17,131,000 | 14,724,000 | 12,611,000 | 11,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,235,000 | 147,404,000 | 143,490,000 | 147,021,000 |
| Interest-bearing deposits | 119,385,000 | 113,620,000 | 110,942,000 | 112,666,000 |
| Noninterest-bearing deposits | 32,850,000 | 33,784,000 | 32,548,000 | 34,355,000 |
| Equity capital | 20,662,000 | 20,480,000 | 19,922,000 | 21,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,679,000 | 3,977,000 | 5,316,000 |
| Interest expense | 223,000 | 493,000 | 720,000 | 953,000 |
| Net interest income | 1,132,000 | 2,186,000 | 3,257,000 | 4,363,000 |
| Noninterest income | 235,000 | 489,000 | 715,000 | 1,143,000 |
| Noninterest expense | 909,000 | 1,804,000 | 2,672,000 | 3,612,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 519,000 | 935,000 | 1,356,000 | 1,943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 519,000 | 935,000 | 1,356,000 | 1,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,900,000 | 23,025,000 | 23,155,000 | 23,353,000 |
| Total capital | 23,356,000 | 23,488,000 | 23,625,000 | 23,830,000 |
| Risk-weighted assets | 72,577,000 | 71,900,000 | 69,353,000 | 74,121,000 |