Call reports 2017
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2017
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 200,993,000 | 185,227,000 | 184,927,000 | 195,091,000 |
| Total loans | 43,580,000 | 42,031,000 | 39,750,000 | 37,774,000 |
| Allowance for loan losses | 426,000 | 433,000 | 441,000 | 448,000 |
| Securities available for sale | 110,881,000 | 106,195,000 | 110,107,000 | 114,849,000 |
| Securities held to maturity | 23,902,000 | 22,930,000 | 20,537,000 | 20,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,474,000 | 144,079,000 | 144,099,000 | 154,525,000 |
| Interest-bearing deposits | 120,445,000 | 114,935,000 | 114,498,000 | 117,625,000 |
| Noninterest-bearing deposits | 30,029,000 | 29,144,000 | 29,601,000 | 36,900,000 |
| Equity capital | 23,081,000 | 23,857,000 | 23,812,000 | 22,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,756,000 | 4,090,000 | 5,436,000 |
| Interest expense | 276,000 | 517,000 | 745,000 | 975,000 |
| Net interest income | 1,127,000 | 2,239,000 | 3,345,000 | 4,461,000 |
| Noninterest income | 188,000 | 395,000 | 626,000 | 839,000 |
| Noninterest expense | 858,000 | 1,717,000 | 2,584,000 | 3,438,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 568,000 | 1,190,000 | 1,652,000 | 2,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 568,000 | 1,190,000 | 1,652,000 | 2,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,316,000 | 22,595,000 | 22,657,000 | 22,705,000 |
| Total capital | 22,742,000 | 23,028,000 | 23,098,000 | 23,153,000 |
| Risk-weighted assets | 80,846,000 | 76,579,000 | 73,190,000 | 72,682,000 |