Call reports 2015
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2015
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 211,459,000 | 205,023,000 | 214,368,000 | 212,723,000 |
| Total loans | 29,193,000 | 32,197,000 | 33,759,000 | 34,696,000 |
| Allowance for loan losses | 395,000 | 400,000 | 405,000 | 410,000 |
| Securities available for sale | 129,801,000 | 128,403,000 | 128,365,000 | 135,496,000 |
| Securities held to maturity | 32,630,000 | 32,204,000 | 31,103,000 | 31,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,457,000 | 140,746,000 | 148,434,000 | 152,366,000 |
| Interest-bearing deposits | 115,773,000 | 112,995,000 | 118,511,000 | 121,832,000 |
| Noninterest-bearing deposits | 29,684,000 | 27,751,000 | 29,923,000 | 30,534,000 |
| Equity capital | 23,621,000 | 22,373,000 | 23,640,000 | 22,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,816,000 | 4,183,000 | 5,587,000 |
| Interest expense | 316,000 | 633,000 | 952,000 | 1,253,000 |
| Net interest income | 1,116,000 | 2,183,000 | 3,231,000 | 4,334,000 |
| Noninterest income | 191,000 | 394,000 | 675,000 | 864,000 |
| Noninterest expense | 804,000 | 1,599,000 | 2,379,000 | 3,185,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 15,000 |
| Pretax income | 601,000 | 1,071,000 | 1,675,000 | 2,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 601,000 | 1,071,000 | 1,675,000 | 2,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,902,000 | 21,049,000 | 21,278,000 | 21,397,000 |
| Total capital | 21,297,000 | 21,449,000 | 21,683,000 | 21,807,000 |
| Risk-weighted assets | 74,680,000 | 75,534,000 | 77,235,000 | 79,504,000 |