Call reports 2013
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2013
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 198,145,000 | 192,365,000 | 196,659,000 | 203,267,000 |
| Total loans | 26,183,000 | 28,659,000 | 26,169,000 | 27,013,000 |
| Allowance for loan losses | 375,000 | 375,000 | 382,000 | 385,000 |
| Securities available for sale | 121,468,000 | 114,640,000 | 119,091,000 | 129,123,000 |
| Securities held to maturity | 38,577,000 | 38,551,000 | 37,262,000 | 37,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,703,000 | 131,895,000 | 134,080,000 | 136,013,000 |
| Interest-bearing deposits | 110,109,000 | 107,000,000 | 107,606,000 | 110,670,000 |
| Noninterest-bearing deposits | 23,594,000 | 24,895,000 | 26,474,000 | 25,343,000 |
| Equity capital | 22,863,000 | 18,977,000 | 20,871,000 | 19,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,641,000 | 4,022,000 | 5,559,000 |
| Interest expense | 312,000 | 628,000 | 937,000 | 1,252,000 |
| Net interest income | 997,000 | 2,013,000 | 3,085,000 | 4,307,000 |
| Noninterest income | 187,000 | 376,000 | 608,000 | 984,000 |
| Noninterest expense | 760,000 | 1,513,000 | 2,268,000 | 3,161,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 10,000 |
| Pretax income | 424,000 | 998,000 | 1,648,000 | 2,348,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 423,000 | 997,000 | 1,647,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,500,000 | 19,653,000 | 19,993,000 | 20,048,000 |
| Total capital | 19,875,000 | 20,028,000 | 20,375,000 | 20,433,000 |
| Risk-weighted assets | 69,336,000 | 71,058,000 | 69,342,000 | 71,519,000 |