Call reports 2012
CITIZENS NATIONAL BANK OF HILLSBORO, THE — 2012
What CITIZENS NATIONAL BANK OF HILLSBORO, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,834,000 | 190,783,000 | 195,198,000 | 198,509,000 |
| Total loans | 25,955,000 | 27,045,000 | 26,804,000 | 26,561,000 |
| Allowance for loan losses | 375,000 | 377,000 | 377,000 | 375,000 |
| Securities available for sale | 110,983,000 | 110,599,000 | 113,669,000 | 117,855,000 |
| Securities held to maturity | 41,983,000 | 41,169,000 | 40,906,000 | 40,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,044,000 | 126,290,000 | 129,414,000 | 133,467,000 |
| Interest-bearing deposits | 106,503,000 | 106,337,000 | 107,603,000 | 110,462,000 |
| Noninterest-bearing deposits | 19,541,000 | 19,953,000 | 21,811,000 | 23,005,000 |
| Equity capital | 22,068,000 | 22,853,000 | 24,213,000 | 22,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,807,000 | 4,218,000 | 5,591,000 |
| Interest expense | 446,000 | 883,000 | 1,307,000 | 1,685,000 |
| Net interest income | 952,000 | 1,924,000 | 2,911,000 | 3,906,000 |
| Noninterest income | 291,000 | 497,000 | 701,000 | 941,000 |
| Noninterest expense | 757,000 | 1,495,000 | 2,212,000 | 2,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 926,000 | 1,400,000 | 1,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 926,000 | 1,400,000 | 1,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,981,000 | 19,111,000 | 19,261,000 | 19,349,000 |
| Total capital | 19,356,000 | 19,488,000 | 19,638,000 | 19,724,000 |
| Risk-weighted assets | 68,442,000 | 69,137,000 | 69,353,000 | 70,157,000 |