Call reports 2026
FARMERS & MERCHANTS STATE BANK — 2026
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 265,457,000 | 271,742,000 |
| Total loans | 162,594,000 | 166,061,000 |
| Allowance for loan losses | 1,591,000 | 1,591,000 |
| Securities available for sale | 76,122,000 | 73,293,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 235,712,000 | 241,082,000 |
| Interest-bearing deposits | 169,167,000 | 179,499,000 |
| Noninterest-bearing deposits | 66,545,000 | 61,583,000 |
| Equity capital | 26,108,000 | 26,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,158,000 | 6,412,000 |
| Interest expense | 881,000 | 1,790,000 |
| Net interest income | 2,277,000 | 4,622,000 |
| Noninterest income | 186,000 | 425,000 |
| Noninterest expense | 1,503,000 | 2,895,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 960,000 | 2,067,000 |
| Income tax | 213,000 | 463,000 |
| Net income | 747,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,742,000 | 28,325,000 |
| Total capital | 29,332,000 | 29,915,000 |
| Risk-weighted assets | 175,920,000 | 175,583,000 |