Call reports 2015
FARMERS & MERCHANTS STATE BANK — 2015
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 179,808,000 | 176,076,000 | 177,043,000 | 188,523,000 |
| Total loans | 103,446,000 | 107,440,000 | 107,777,000 | 113,900,000 |
| Allowance for loan losses | 1,201,000 | 1,196,000 | 1,194,000 | 1,194,000 |
| Securities available for sale | 63,407,000 | 57,342,000 | 55,759,000 | 55,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,976,000 | 145,149,000 | 149,955,000 | 160,820,000 |
| Interest-bearing deposits | 122,865,000 | 117,663,000 | 120,736,000 | 125,499,000 |
| Noninterest-bearing deposits | 30,111,000 | 27,486,000 | 29,219,000 | 35,321,000 |
| Equity capital | 21,862,000 | 21,618,000 | 22,379,000 | 22,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,623,000 | 3,282,000 | 4,946,000 | 6,605,000 |
| Interest expense | 175,000 | 345,000 | 513,000 | 676,000 |
| Net interest income | 1,448,000 | 2,937,000 | 4,433,000 | 5,929,000 |
| Noninterest income | 156,000 | 345,000 | 527,000 | 682,000 |
| Noninterest expense | 932,000 | 1,834,000 | 2,781,000 | 3,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 696,000 | 1,495,000 | 2,233,000 | 2,894,000 |
| Income tax | 178,000 | 395,000 | 596,000 | 757,000 |
| Net income | 518,000 | 1,100,000 | 1,637,000 | 2,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,198,000 | 21,240,000 | 21,917,000 | 21,852,000 |
| Total capital | 22,399,000 | 22,436,000 | 23,111,000 | 23,046,000 |
| Risk-weighted assets | 128,266,000 | 130,581,000 | 130,798,000 | 137,686,000 |