Call reports 2012
FARMERS & MERCHANTS STATE BANK — 2012
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,229,000 | 184,633,000 | 182,878,000 | 184,776,000 |
| Total loans | 99,251,000 | 99,930,000 | 99,132,000 | 101,539,000 |
| Allowance for loan losses | 1,231,000 | 1,151,000 | 1,152,000 | 1,177,000 |
| Securities available for sale | 62,059,000 | 67,255,000 | 65,855,000 | 68,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,113,000 | 157,630,000 | 155,104,000 | 157,154,000 |
| Interest-bearing deposits | 120,744,000 | 131,061,000 | 128,950,000 | 123,966,000 |
| Noninterest-bearing deposits | 27,369,000 | 26,569,000 | 26,154,000 | 33,187,000 |
| Equity capital | 18,763,000 | 19,120,000 | 19,816,000 | 19,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,598,000 | 5,412,000 | 7,176,000 |
| Interest expense | 383,000 | 760,000 | 1,116,000 | 1,455,000 |
| Net interest income | 1,402,000 | 2,838,000 | 4,296,000 | 5,721,000 |
| Noninterest income | 177,000 | 400,000 | 608,000 | 806,000 |
| Noninterest expense | 865,000 | 1,714,000 | 2,573,000 | 3,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 738,000 | 1,548,000 | 2,355,000 | 3,023,000 |
| Income tax | 192,000 | 406,000 | 620,000 | 784,000 |
| Net income | 546,000 | 1,142,000 | 1,735,000 | 2,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,650,000 | 17,845,000 | 18,438,000 | 18,382,000 |
| Total capital | 18,881,000 | 18,996,000 | 19,590,000 | 19,559,000 |
| Risk-weighted assets | 117,069,000 | 119,573,000 | 119,895,000 | 122,507,000 |