Call reports 2011
FARMERS & MERCHANTS STATE BANK — 2011
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 163,458,000 | 160,101,000 | 162,558,000 | 173,576,000 |
| Total loans | 96,165,000 | 93,812,000 | 96,425,000 | 100,983,000 |
| Allowance for loan losses | 1,238,000 | 1,231,000 | 1,229,000 | 1,230,000 |
| Securities available for sale | 50,039,000 | 55,092,000 | 56,204,000 | 59,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,988,000 | 133,355,000 | 134,681,000 | 145,733,000 |
| Interest-bearing deposits | 113,973,000 | 111,963,000 | 113,779,000 | 116,398,000 |
| Noninterest-bearing deposits | 23,015,000 | 21,392,000 | 20,902,000 | 29,335,000 |
| Equity capital | 16,953,000 | 17,439,000 | 18,393,000 | 18,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,608,000 | 5,425,000 | 7,247,000 |
| Interest expense | 449,000 | 877,000 | 1,294,000 | 1,706,000 |
| Net interest income | 1,340,000 | 2,731,000 | 4,131,000 | 5,541,000 |
| Noninterest income | 176,000 | 365,000 | 555,000 | 741,000 |
| Noninterest expense | 859,000 | 1,697,000 | 2,526,000 | 3,461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 657,000 | 1,399,000 | 2,160,000 | 2,821,000 |
| Income tax | 179,000 | 382,000 | 587,000 | 773,000 |
| Net income | 478,000 | 1,017,000 | 1,573,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,424,000 | 16,598,000 | 17,154,000 | 17,103,000 |
| Total capital | 17,662,000 | 17,829,000 | 18,383,000 | 18,333,000 |
| Risk-weighted assets | 109,940,000 | 110,134,000 | 113,235,000 | 117,470,000 |