Call reports 2010
FARMERS & MERCHANTS STATE BANK — 2010
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 160,150,000 | 154,343,000 | 152,645,000 | 172,617,000 |
| Total loans | 101,067,000 | 101,265,000 | 99,853,000 | 100,658,000 |
| Allowance for loan losses | 1,159,000 | 1,191,000 | 1,198,000 | 1,235,000 |
| Securities available for sale | 44,014,000 | 43,590,000 | 43,882,000 | 47,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,098,000 | 129,117,000 | 126,373,000 | 147,265,000 |
| Interest-bearing deposits | 115,802,000 | 110,963,000 | 107,326,000 | 109,838,000 |
| Noninterest-bearing deposits | 19,296,000 | 18,154,000 | 19,047,000 | 37,427,000 |
| Equity capital | 15,674,000 | 15,927,000 | 16,733,000 | 16,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,812,000 | 5,725,000 | 7,571,000 |
| Interest expense | 547,000 | 1,076,000 | 1,569,000 | 2,039,000 |
| Net interest income | 1,348,000 | 2,736,000 | 4,156,000 | 5,532,000 |
| Noninterest income | 158,000 | 380,000 | 633,000 | 837,000 |
| Noninterest expense | 888,000 | 1,753,000 | 2,625,000 | 3,554,000 |
| Provision for loan losses | 60,000 | 120,000 | 195,000 | 255,000 |
| Pretax income | 558,000 | 1,243,000 | 1,983,000 | 2,574,000 |
| Income tax | 151,000 | 347,000 | 564,000 | 705,000 |
| Net income | 407,000 | 896,000 | 1,419,000 | 1,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,289,000 | 15,412,000 | 15,935,000 | 15,946,000 |
| Total capital | 16,448,000 | 16,603,000 | 17,133,000 | 17,181,000 |
| Risk-weighted assets | 112,592,000 | 112,612,000 | 112,051,000 | 113,355,000 |