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Call reports 2006

FARMERS & MERCHANTS STATE BANK — 2006

What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/508fe7fd-170b-40e0-90f0-5893e70bfc01/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets127,816,000130,615,000129,612,000130,108,000
Total loans81,322,00085,534,00086,992,00088,615,000
Allowance for loan losses921,000971,0001,045,0001,104,000
Securities available for sale38,460,00036,113,00034,822,00033,601,000
Securities held to maturity0000
Trading assets0000
Total deposits106,188,000106,220,000101,809,000107,403,000
Interest-bearing deposits91,179,00091,037,00086,992,00088,959,000
Noninterest-bearing deposits15,009,00015,183,00014,817,00018,444,000
Equity capital11,718,00011,573,00012,172,00012,167,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,762,0003,634,0005,545,0007,484,000
Interest expense738,0001,552,0002,464,0003,356,000
Net interest income1,024,0002,082,0003,081,0004,128,000
Noninterest income151,000338,000523,000693,000
Noninterest expense753,0001,487,0002,230,0002,978,000
Provision for loan losses050,000125,000180,000
Pretax income422,000883,0001,249,0001,663,000
Income tax109,000234,000324,000422,000
Net income313,000649,000925,0001,241,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital11,909,00011,937,00012,225,00012,234,000
Total capital12,830,00012,908,00013,270,00013,338,000
Risk-weighted assets88,791,00092,491,00094,006,00095,636,000

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