Call reports 2005
FARMERS & MERCHANTS STATE BANK — 2005
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 121,365,000 | 121,242,000 | 120,897,000 | 127,931,000 |
| Total loans | 71,653,000 | 74,687,000 | 77,849,000 | 79,141,000 |
| Allowance for loan losses | 890,000 | 891,000 | 888,000 | 928,000 |
| Securities available for sale | 41,323,000 | 39,326,000 | 34,073,000 | 35,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,124,000 | 100,510,000 | 98,773,000 | 110,372,000 |
| Interest-bearing deposits | 88,496,000 | 87,819,000 | 84,645,000 | 92,559,000 |
| Noninterest-bearing deposits | 13,628,000 | 12,691,000 | 14,128,000 | 17,813,000 |
| Equity capital | 11,288,000 | 11,415,000 | 11,574,000 | 11,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,167,000 | 4,818,000 | 6,522,000 |
| Interest expense | 589,000 | 1,204,000 | 1,853,000 | 2,527,000 |
| Net interest income | 949,000 | 1,963,000 | 2,965,000 | 3,995,000 |
| Noninterest income | 102,000 | 219,000 | 404,000 | 567,000 |
| Noninterest expense | 775,000 | 1,545,000 | 2,291,000 | 2,982,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 264,000 | 621,000 | 1,061,000 | 1,508,000 |
| Income tax | 48,000 | 132,000 | 247,000 | 356,000 |
| Net income | 216,000 | 489,000 | 814,000 | 1,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,248,000 | 11,214,000 | 11,552,000 | 11,582,000 |
| Total capital | 12,138,000 | 12,105,000 | 12,440,000 | 12,510,000 |
| Risk-weighted assets | 80,645,000 | 82,469,000 | 85,186,000 | 87,008,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.