Call reports 2003
FARMERS & MERCHANTS STATE BANK — 2003
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 120,078,000 | 118,298,000 | 122,557,000 | 125,175,000 |
| Total loans | 68,372,000 | 67,719,000 | 67,893,000 | 66,814,000 |
| Allowance for loan losses | 957,000 | 943,000 | 945,000 | 942,000 |
| Securities available for sale | 40,687,000 | 40,401,000 | 40,604,000 | 49,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,043,000 | 97,105,000 | 102,171,000 | 104,685,000 |
| Interest-bearing deposits | 86,215,000 | 85,370,000 | 88,250,000 | 90,329,000 |
| Noninterest-bearing deposits | 12,828,000 | 11,735,000 | 13,921,000 | 14,356,000 |
| Equity capital | 12,759,000 | 13,132,000 | 13,121,000 | 13,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,251,000 | 4,803,000 | 6,330,000 |
| Interest expense | 709,000 | 1,337,000 | 1,917,000 | 2,490,000 |
| Net interest income | 947,000 | 1,914,000 | 2,886,000 | 3,840,000 |
| Noninterest income | 153,000 | 313,000 | 492,000 | 657,000 |
| Noninterest expense | 736,000 | 1,463,000 | 2,217,000 | 2,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 364,000 | 867,000 | 1,264,000 | 1,658,000 |
| Income tax | 82,000 | 217,000 | 311,000 | 389,000 |
| Net income | 282,000 | 650,000 | 953,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,786,000 | 12,006,000 | 12,321,000 | 12,491,000 |
| Total capital | 12,736,000 | 12,949,000 | 13,266,000 | 13,433,000 |
| Risk-weighted assets | 76,014,000 | 75,671,000 | 78,235,000 | 77,890,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.