Call reports 2026
PENNCREST BANK — 2026
What PENNCREST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 242,902,000 | 247,143,000 |
| Total loans | 153,415,000 | 156,439,000 |
| Allowance for loan losses | 216,000 | 261,000 |
| Securities available for sale | 68,139,000 | 68,809,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 206,702,000 | 210,034,000 |
| Interest-bearing deposits | 148,213,000 | 149,863,000 |
| Noninterest-bearing deposits | 58,489,000 | 60,171,000 |
| Equity capital | 29,677,000 | 30,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,411,000 | 4,938,000 |
| Interest expense | 716,000 | 1,444,000 |
| Net interest income | 1,695,000 | 3,494,000 |
| Noninterest income | 297,000 | 623,000 |
| Noninterest expense | 1,713,000 | 3,358,000 |
| Provision for loan losses | 0 | 50,000 |
| Pretax income | 279,000 | 709,000 |
| Income tax | 47,000 | 138,000 |
| Net income | 232,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,546,000 | 33,896,000 |