Call reports 2021
PENNCREST BANK — 2021
What PENNCREST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 209,465,000 | 211,539,000 | 215,881,000 | 214,399,000 |
| Total loans | 133,142,000 | 133,626,000 | 136,032,000 | 136,709,000 |
| Allowance for loan losses | 693,000 | 684,000 | 672,000 | 641,000 |
| Securities available for sale | 50,291,000 | 54,546,000 | 57,447,000 | 54,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,863,000 | 166,853,000 | 171,021,000 | 174,013,000 |
| Interest-bearing deposits | 123,022,000 | 122,461,000 | 126,639,000 | 128,421,000 |
| Noninterest-bearing deposits | 44,841,000 | 44,392,000 | 44,382,000 | 45,592,000 |
| Equity capital | 30,650,000 | 31,146,000 | 31,279,000 | 31,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,265,000 | 4,896,000 | 6,525,000 |
| Interest expense | 256,000 | 490,000 | 704,000 | 908,000 |
| Net interest income | 1,369,000 | 2,775,000 | 4,192,000 | 5,617,000 |
| Noninterest income | 201,000 | 432,000 | 660,000 | 905,000 |
| Noninterest expense | 1,345,000 | 2,686,000 | 4,006,000 | 5,470,000 |
| Provision for loan losses | 15,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 219,000 | 524,000 | 849,000 | 1,055,000 |
| Income tax | 38,000 | 98,000 | 164,000 | 198,000 |
| Net income | 181,000 | 426,000 | 685,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,705,000 | 29,957,000 | 30,221,000 | 30,400,000 |