Call reports 2018
PENNCREST BANK — 2018
What PENNCREST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 181,589,000 | 180,624,000 | 181,504,000 | 182,727,000 |
| Total loans | 106,984,000 | 109,935,000 | 112,216,000 | 113,448,000 |
| Allowance for loan losses | 458,000 | 456,000 | 461,000 | 429,000 |
| Securities available for sale | 51,623,000 | 49,828,000 | 48,293,000 | 47,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,920,000 | 137,118,000 | 137,379,000 | 137,552,000 |
| Interest-bearing deposits | 109,248,000 | 105,933,000 | 105,882,000 | 105,350,000 |
| Noninterest-bearing deposits | 31,672,000 | 31,185,000 | 31,497,000 | 32,202,000 |
| Equity capital | 27,082,000 | 27,142,000 | 27,109,000 | 27,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,110,000 | 4,769,000 | 6,413,000 |
| Interest expense | 210,000 | 453,000 | 718,000 | 1,004,000 |
| Net interest income | 1,323,000 | 2,657,000 | 4,051,000 | 5,409,000 |
| Noninterest income | 227,000 | 440,000 | 685,000 | 922,000 |
| Noninterest expense | 1,368,000 | 2,723,000 | 4,052,000 | 5,387,000 |
| Provision for loan losses | 10,000 | 15,000 | 100,000 | 124,000 |
| Pretax income | 176,000 | 364,000 | 589,000 | 799,000 |
| Income tax | 16,000 | 10,000 | 31,000 | 51,000 |
| Net income | 160,000 | 354,000 | 558,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,420,000 | 27,626,000 | 27,842,000 | 28,185,000 |
| Total capital | 27,878,000 | 28,082,000 | 28,303,000 | 28,615,000 |
| Risk-weighted assets | 99,627,000 | 99,927,000 | 101,047,000 | 101,369,000 |