Call reports 2017
PENNCREST BANK — 2017
What PENNCREST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 176,297,000 | 176,127,000 | 175,730,000 | 172,068,000 |
| Total loans | 106,592,000 | 106,129,000 | 106,892,000 | 106,391,000 |
| Allowance for loan losses | 608,000 | 607,000 | 540,000 | 456,000 |
| Securities available for sale | 33,162,000 | 38,342,000 | 43,901,000 | 43,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,335,000 | 143,920,000 | 143,436,000 | 140,536,000 |
| Interest-bearing deposits | 114,181,000 | 113,785,000 | 113,229,000 | 110,246,000 |
| Noninterest-bearing deposits | 30,154,000 | 30,135,000 | 30,207,000 | 30,290,000 |
| Equity capital | 27,334,000 | 27,653,000 | 27,777,000 | 27,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,898,000 | 4,416,000 | 5,907,000 |
| Interest expense | 162,000 | 329,000 | 496,000 | 663,000 |
| Net interest income | 1,283,000 | 2,569,000 | 3,920,000 | 5,244,000 |
| Noninterest income | 204,000 | 415,000 | 635,000 | 851,000 |
| Noninterest expense | 1,247,000 | 2,487,000 | 3,798,000 | 5,135,000 |
| Provision for loan losses | 3,000 | 4,000 | 0 | 0 |
| Pretax income | 237,000 | 493,000 | 764,000 | 967,000 |
| Income tax | 52,000 | 113,000 | 186,000 | 444,000 |
| Net income | 185,000 | 380,000 | 578,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,988,000 | 27,190,000 | 27,396,000 | 27,297,000 |
| Total capital | 27,596,000 | 27,798,000 | 27,936,000 | 27,753,000 |
| Risk-weighted assets | 103,790,000 | 101,630,000 | 98,134,000 | 97,250,000 |