Call report 2012Q4
PENNCREST BANK — 2012Q4
The 22 measures PENNCREST BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,602,000 | USD | evidence → |
| Total loans | 91,826,000 | USD | evidence → |
| Allowance for loan losses | 685,000 | USD | evidence → |
| Securities available for sale | 18,729,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,704,000 | USD | evidence → |
| Interest-bearing deposits | 88,431,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,273,000 | USD | evidence → |
| Equity capital | 18,199,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,232,000 | USD | evidence → |
| Interest expense | 1,369,000 | USD | evidence → |
| Net interest income | 3,863,000 | USD | evidence → |
| Noninterest income | 549,000 | USD | evidence → |
| Noninterest expense | 3,700,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 706,000 | USD | evidence → |
| Income tax | 240,000 | USD | evidence → |
| Net income | 466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,891,000 | USD | evidence → |
| Total capital | 18,576,000 | USD | evidence → |
| Risk-weighted assets | 68,004,000 | USD | evidence → |