Call reports 2026
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2026
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 187,054,000 | 185,121,000 |
| Total loans | 67,623,000 | 67,092,000 |
| Allowance for loan losses | 1,044,000 | 1,055,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 104,546,000 | 102,998,000 |
| Trading assets | 0 | 0 |
| Total deposits | 158,550,000 | 156,120,000 |
| Interest-bearing deposits | 118,817,000 | 114,815,000 |
| Noninterest-bearing deposits | 39,733,000 | 41,305,000 |
| Equity capital | 28,370,000 | 28,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,939,000 | 3,932,000 |
| Interest expense | 528,000 | 1,066,000 |
| Net interest income | 1,411,000 | 2,866,000 |
| Noninterest income | 378,000 | 736,000 |
| Noninterest expense | 960,000 | 2,117,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 743,000 | 1,399,000 |
| Income tax | 0 | 0 |
| Net income | 743,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,370,000 | 28,849,000 |